1. The government policies we are following are making us poorer. (Click for recent summary.)
2. When the stock market decline comes, it will be fast. (Click for video of me making this point a year ago.)
3. The correct decision now for many people is to sell a small portion of their risky assets -- I can assure you that everyone will tell you not to sell. Just hold tight and ride it out is the conventional wisdom. (Click for my August 2015 post).